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APR Calculators

To be able to choose the best loan option for your small business, you need to know the true cost of your loan payments. Calculators can help you consider things like interest rates, repayment terms and associated fees. Find out what you would pay overall with our Merchant Cash Advance and Term Loan APR Calculators.

Compared to bank loans, the application process is a lot more pleasant. The interest rates are higher than what banks would offer but it’s more accessible and convenient. Some common term loan providers are Funding Circle, Dealstruck, and Fundation. 

A merchant cash advance (MCA) is a type of financing in which a business sells a percentage of their future credit/debit sales for an upfront amount. The MCA lender gets paid by directly debiting the card receipts from the merchant’s account daily, before the business itself can access any money from sales.